SOLUTIONS
Benefits & Retirement Plans
Offering your clients’ comprehensive benefits, including retirement plans, are a powerful tool for attracting and retaining top talent while ensuring financial wellness for them.
Best in Class Employee Benefits
Limited Med & GAP Plans
Limited Med & GAP P Level & Self Funding Plans
Identity Theft/Cyber Security
Pet Insurance
Legal Insurance
Long Term Care
Telemedicine
Health & Financial
Wellness Plans
MEC/MV Plans Direct
Primary Care
Accident Insurance
Critical Illness
Cancer
Short and Long-Term
Disability Income
Dental & Vision
Permanent Life
Group Term Life
Non-Traditional Health Benefits
Daybright also provides ACA-compliant solutions and supplemental health products
Fully-Insured Programs
Limited Medical
Indemnity
Supplemental GAP
Vision
Critical Illness
Hospital Indemnity
Dental
Accident
Prescription Drug Plans
Self-Funded Programs
Minimum Essential
Coverage (MEC)
Minimum Value Plans
(MVP)
Supplemental
GAP Plans
Level Funded Prescription Drug Plans
Small Group Level Funded
Medical Plans
Large Group Administrative
Services Only (ASO)
Integrated with Stop Loss Insurance
Healthcare Expense/Tax Advantaged Account Options
Health Reimbursement Arrangements (HRAs)
Flexible Spending Accounts (FSAs)
Health Spending Accounts (HSAs)
Individual Coverage Health Reimbursement Arrangement (ICHRAs)
Benefits & Retirement Plans
401(k), 403(b), 457(b), 401(a) plans
Specialty retirement
plans
Daybright Special
Pay Plans
Full-time employees’ vacation, sick, or other leave pay is automatically contributed to the Plan by the employer.
- Employee defers income tax on contributions until they’re withdrawn
- Contributions permanently avoid Social Security & Medicare taxes (7.65%) for employee and employer
- Education, communication and compliance services included
Part-time, seasonal, and temporary employees make a mandatory 7.5% pretax contribution to the Plan.
- Employee avoids paying the 6.2% Social Security tax
- Employer avoids paying the 6.2% Social Security tax match
- Education, communication and compliance services included