EMPLOYEE BENEFITS SOLUTIONS
Other Healthcare Options
Comprehensive coverage solutions to fill gaps.
In addition to core and voluntary benefits, we offer a range of non-traditional health plans, supplemental insurance options, and plans designed specifically to adhere to ACA requirements.
Our portfolio of options focuses on filling gaps in coverage, ease of administration and compliance, and offsetting rising costs. When carefully selected, these plans can be a highly effective and targeted tool for retaining and attracting talent.
Among the solutions driving the most impact and results today:
Fully insured programs
- Dental
- Vision
- Limited medical indemnity
- Critical Illness
- Hospital indemnity
- Accident insurance
- Prescription drug plans
- Supplemental Guaranteed Asset Protection (GAP) insurance
- An additional insurance policy that helps cover out-of-pocket expenses that remain after the primary health insurance has paid its portion. This includes deductibles, copayments, coinsurance and other medical costs.
Self-funded programs
- Minimum Essential Coverage (MEC)
- Health insurance that meets the minimum baseline of individual coverage for requirements set by the Affordable Care Act (ACA).
- Minimum Value Plans (MVP)
- Health insurance that provides a minimum level of value and coverage requirements set by the Affordable Care Act (ACA).
- Supplemental Guaranteed Asset Protection (GAP) Insurance
- An additional insurance policy that helps cover the out-of-pocket expenses that remain after the primary health insurance has paid its portion. This includes deductibles, copayments, coinsurance, and other medical costs.
- Level-funded prescription drug plans
- Small group level-funded medical plans
- Large group administrative services only (ASO)