April 15, 2026

Sloy, Dahl & Holst

Advisors know the moment all too well: a long-time plan participant leaves, and with them goes a meaningful balance out the door. Then it happens again.

Over time, the pattern becomes clear. Larger, older balances are rolling out, while smaller, younger balances roll in. For many advisory firms, that trend creates a serious challenge: how do you retain assets, maintain relationships, and continue advising participants when life events, mergers, or plan shutdowns trigger distribution opportunities?

For Sloy, Dahl & Holst (SDH) and their Chief Operating Officer, Michael Tudor, those questions became impossible to ignore during a major corporate acquisition—and ultimately led to the creation of what would become GROUPIRA, now one of the firm’s most impactful and dependable solutions.

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A Scalable Rollover Solution

Corporate mergers and acquisitions often create forced distribution events. In one pivotal case, a Sloy, Dahl & Holst client was acquired by another organization based in Alaska. Rather than merging retirement plans, the acquiring company chose to shut down the acquired plan entirely.

SDH needed a way to stem the tide to protect both participant outcomes and the firm’s advisory model.

The solution emerged through close collaboration between SDH, and its long-standing partner Spectrum Pension Consultants, creating what’s now known as GROUPIRA. GROUPIRA was designed to do what traditional in-house structures could not:

Accept rollover IRAs without minimum balance requirements
Preserve advisor-client relationships post-employment or post-plan
Provide a fiduciary, advisor-friendly IRA solution that didn’t compete for the client relationship

The result? During their client’s acquisition, SDH leveraged GROUPIRA to retain approximately 65–70% of plan assets—nearly $10 million that might otherwise have left the firm entirely.

Click below to hear more about Sloy, Dahl & Holst’s experience with GROUPIRA.

Watch the video