Association Retirement Plans:
A win for associations and their members
The most successful associations in the country have incorporated an Association Retirement Plan (ARP) as one of their most valuable member benefits
These 401(k) plans combine the purchasing power of an association and the benefits and features of a big company retirement plan. It’s a win/win for everyone and embodies the spirit of association member involvement

Association Benefits
Exclusive benefit to attract membership
Increases timely membership dues as members must be
in good standing to participate in the plan
Provides a low cost and efficient solution to one of
the most requested workforce benefits

Member Benefits
Ability to provide a sought after retirement
plan benefit with big company features
Offload onerous fiduciary responsibility and liability
of managing their own 401(k) plan
Can refocus on running their business and not the bureaucratic
headache of managing a retirement plan for their employees.
Here’s how the responsibilities lay out:
| Associations | Members | |
|---|---|---|
| Plan Sponsorship | Yes | No |
| Plan Design | Yes | No |
| Fiduciary Duties | Yes | No |
| Plan Decision | No | Yes |
| Contributions & Compliance | No | Yes |
Its easy to get started and only takes one step. Click on the button below and we will connect you with The Retirement Plan Company, a proud partner firm of Daybright Financial. As one of the largest ARP plan providers in America, they will help you get your plan up and running in short order and your members enjoying a valuable benefit that they cannot get elsewhere. If you are a financial professional we can also partner with you to help your association clients enjoy a big company retirement plan with big company benefits at small company prices. Just click on the button below and we will be in touch!