Turning Policy Shifts into Strategic Opportunities


Stay Ahead of Legislative Changes: OBBB Act & SECURE 2.0 Resources

With so many new laws and regulations unfolding this year, it’s easy to feel overwhelmed. This resource hub spotlights the latest policy updates—including the One Big Beautiful Bill Act (OBBB Act) and SECURE 2.0—that directly impact schools and employee benefits.

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The One Big Beautiful Bill Act

  • Expands who can use HSAs & what plans qualify.
  • Makes telehealth coverage easier for HDHPs.
  • Raises limits for dependent care FSAs.
  • Lets employers help pay student loans and adjusts limits for inflation.
  • Creates new “Trump Accounts” for kids with tax benefits and employer contributions.
Download the OBBB Act Overview

SECURE 2.0

  • SECURE 2.0 requires Roth catch-up contributions for high earners starting in 2026.
  • Employees ages 60–63 can make higher catch-up contributions to retirement plans.
  • Employers can match retirement contributions based on employees’ student loan payments.
  • Employers may offer Roth treatment for matching/nonelective contributions.
Download SECURE 2.0 Overview

Need help navigating the latest legislative changes?

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ASBO International’s 403(b) Model Plan

Looking for a smarter way to support your team’s retirement planning? The ASBO International 403(b) Model Plan is designed to help school districts and education professionals build a secure financial future with confidence and flexibility. U.S. OMNI&TSACG, a Daybright Financial company, proudly serves as the Third Party Administrator for the plan—offering expert guidance and support every step of the way.

Explore best practices, helpful tools, and up-to-date resources to make the most of your 403(b) options. Click below to learn more!

Learn more about the Model Plan!