Last-Minute Open Enrollment Tips for Employees
Open enrollment closing soon? Use this checklist to compare benefits, review HSA and FSA options, and confirm your selections before the deadline.
2027 ACA Affordability and Employer Penalties
Prepare for 2027 ACA changes. Review affordability limits, employer mandate penalties, safe-harbor examples, and practical benefits planning steps.
Daybright Digest – October 2026
New IRS proposed rules cover employer Trump Account contributions and dependent care FSA testing, and new FAQs address tobacco surcharges. Here’s what to know.
How to Use Claims Data to Plan Open Enrollment
Claims data shows how employees actually use their benefits. Here’s how to spot trends, shape benefits strategy, and sharpen open enrollment messaging.
October 15th Deadline: What Employers Need to Know About Part D Notices and Form 5500 Extensions
Employers face an Oct. 15, 2026 deadline for Medicare Part D creditable coverage notices and extended Form 5500 filings. Here’s who’s affected and what to do.
8 Tips for Effective 2027 Open Enrollment Communication
Effective open enrollment communication starts early, uses more than one channel, and keeps benefits information simple. The eight tips below help employers explain benefits clearly, reach employees wherever they work, and support confident decisions before the 2027 plan year begins.
2027 open enrollment checklist
Everything employers need to check before 2027 open enrollment: ACA affordability at 10.22%, new HSA and HDHP limits, required notices, and fertility benefit options.
Daybright Digest – September 2026
The IRS set the 2027 ACA affordability percentage at 10.22%, up from 9.96%. See what it means for employer contribution strategy, plus a new DOL delivery rule.
K-12 benefits planning: A first-60-days checklist for school district leaders
Midyear is a good time to take stock. There is enough of the plan year behind you to see what is working, and enough runway ahead to change course before the 2027 open enrollment season.
5 employee benefits trends to watch in the second half of 2026
Midyear is a good time to take stock. There is enough of the plan year behind you to see what is working, and enough runway ahead to change course before the 2027 open enrollment season.