The Daybright Digest • March 2026
On Feb. 3, 2026, the Consolidated Appropriations Act (CAA) of 2026 was signed into law, a funding package containing significant reforms for the pharmaceutical benefit manager (PBM) industry.
Daybright Financial Expands National Presence and Launches AI-Powered Tools in First Year Under New Brand
ISELIN, N.J. — [March 5, 2026] Daybright Financial, one of the nation’s largest independent, privately held benefits and retirement planning firms, is marking the first anniversary of its brand launch following its March 2025 transition from U.S. Retirement & Benefits Partners (USRBP). The milestone caps a transformative year defined by strategic growth and innovation.
Employers Must File ACA Returns Electronically by March 31, 2026
The Affordable Care Act (ACA) created reporting requirements under Internal Revenue Code (Code) Sections 6055 and 6056.
Under these rules, certain employers must provide information to the IRS about the health plan coverage they offer (or do not
offer) to their employees.
Bridging the Gap: Helping Public Sector Employees Retire with Confidence
For many hardworking public sector employees, the dream of retirement often collides with one big question: How will I afford health insurance premiums?
The Daybright Digest • Feburary 2026
The U.S. Department of Labor (DOL) has announced updates to its national enforcement projects for fiscal year 2026.
Avoiding Common COBRA Mistakes: A Practical Guide for Employers
When it comes to employee benefits, COBRA compliance is one area where small missteps can lead to big consequences. From missed notices to incorrect timelines, COBRA mistakes can result in penalties, lawsuits, and frustrated employees.
5 Employee Benefits Trends Shaping 2026
Employee benefits are undergoing a significant transformation in 2026. Rising health care costs, evolving pharmaceutical
trends, legislative changes and shifting worker expectations are reshaping employee benefits.
Use Innovative Healthcare Care Plan Design to Manage Rising Costs
Managing rising healthcare costs has been a longstanding challenge for employers. After moderating during the pandemic, costs began accelerating again, and 2026 will see the highest projected increase in 15 years.
The Daybright Digest • January 2026
On Dec. 2, 2025, the IRS issued Notice 2025-68 announcing upcoming regulations and providing initial guidance regarding
Trump Accounts. Created by the One Big Beautiful Bill Act, Trump Accounts are a new type of tax-favored savings account for children under the age of 18.
Trump Administration Proposes Improvements to Health Plan Transparency Requirements
On Dec. 19, 2025, the U.S. Departments of Labor, HHS, and Treasury proposed a rule to improve price transparency for non-grandfathered health plans and insurers.