STAYING INFORMED
News & Insights
Things are always changing in the benefits and retirement world. At Daybright, we believe it’s important to share information about retirement and employee benefits with the people they impact most: you. Look here for news you can use.
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IRS Releases ACA Pay-or-Play Penalties for 2027
On May 4, 2026, the IRS released updated penalty amounts for 2027 related to the employer shared responsibility (“pay-or-play”) rules under the Affordable Care Act (ACA).
Recent news
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The Daybright Digest • May 2026
The Centers for Medicare and Medicaid Services (CMS) has released a final rule that exempts accountbased plans, such as health reimbursement arrangements (HRAs) and health flexible spending accounts
(FSAs), from Medicare Part D disclosure requirements. -
2026 Employee Benefits: Why Employer Health Strategies Are at a Turning Point
Employer-sponsored benefits are entering one of the most disruptive periods in more than a decade.
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Bright Benefits Brief • April 2026
President Donald Trump recently launched TrumpRx.gov, a federally operated website to help individuals buy prescription medications at discounted cash prices.
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Don’t Wait: 3 Essential Retirement Planning Steps for Young Workers
If you’re just starting your career, it’s hard to imagine retiring. Retirement may be a long way off, but saving early offers tremendous advantages.
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Health Insurance Made Easy
Many people are unsure whether to go to an emergency room (ER) or an urgent care center when experiencing sudden
symptoms. -
The Daybright Digest • April 2026
On March 9, 2026, the IRS released two proposed rules regarding Trump Accounts. Created by the One Big Beautiful Bill Act,
Trump Accounts are a new type of tax-favored savings account for children under the age of 18 that will be available later in
2026.
